Category Archives: Home Owner

What will the budget mean to you?

Working Australians have been promised bigger than expected tax cuts along with billions in increased spending on health and welfare for young and old. This was all made possible as Treasurer Josh Frydenberg delivered the good news that the Budget will soon be back in surplus for the first time since the GFC. The only […]

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Application Rejections on the Rise

Application Rejections on the Rise

According to a recent survey of 52,000 households, “40 per cent of home loan applications were rejected in December 2018” (Mortgage Business: Home loan rejection rate hits 40%, 21/01/2019). The cited article goes on to suggest that this is an increase of 32 per cent during the 12 months from December 2017! Staggering figures to say the […]

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How to speak real estatese

How to speak real estatese

First-home buyers (and even second- and third-home buyers) are often baffled by the jargon used by real estate industry professionals. This can result in expensive misunderstandings unless you take the time to learn the lingo.  Here are some frequently misunderstood terms and concepts you should familiarise yourself with before you begin searching for your dream […]

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Small steps add up

Small steps add up

Sometimes, when thinking about your long-term financial goals, they can seem so big as to be insurmountable. But the truth is, those that achieve financial success don’t usually do so by encountering a sudden windfall. Rather, they have in place a set of small habits that allow them to work towards their dreams. And by […]

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Financial rules to live by in 2019

Financial rules to live by in 2019

Australia has enjoyed almost three decades of economic sunshine. But it’s worth remembering that dark clouds can appear without warning over both individuals and economies. You may have little control over being caught up in a round of redundancies or experiencing the fallout of an international trade war. But you can choose to manage your […]

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